Effective Date: October, 2025

Welcome to HomeOwnership4u.org. By accessing or using our website, you agree to comply with and be bound by the following Terms & Conditions. Please read them carefully.

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1. About Us

HomeOwnership4u.org is a nonprofit corporation registered in the State of Utah. Our mission is to address the housing affordability crisis by creating attainable homeownership opportunities for America’s working families. We are currently awaiting approval for federal 501(c)(3) status with the IRS.

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2. Use of Website

You agree to use this website only for lawful purposes. You may not use the site:

• To violate any laws or regulations.

• To infringe upon the rights of others.

• To transmit harmful, misleading, or unauthorized content.

We reserve the right to suspend or terminate access to any user who violates these terms.

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3. Donations and Financial Contributions

All donations are processed securely. As our 501(c)(3) status is pending, donations are not tax-deductible at this time. We will update donors once tax-deductibility becomes available.

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4. Intellectual Property

All content on this site, including text, images, logos, and designs, are the property of HomeOwnership4u.org and may not be reused without permission.

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5. Links to Other Websites

We may provide links to third-party websites for your convenience. HomeOwnership4u.org is not responsible for the content or practices of these external sites.

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6. Disclaimer of Warranties

This website is provided “as is.” We do not guarantee uninterrupted access or that the content is error-free or complete.

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7. Limitation of Liability

HomeOwnership4u.org shall not be liable for any indirect, incidental, or consequential damages arising out of your use of this website.

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8. Governing Law

These terms are governed by the laws of the State of Utah, without regard to conflict of law principles.