I am a 21-year-old living in Provo, UT. I was attending school and working full-time at three jobs but have since stopped attending school so I can earn money to go back. I would love to own my own home in my 20s, and I'm trying to figure out exactly how I can do that while going to school and paying for all the other things in life. I have friends around me who have full-time jobs saving up but still live with roommates, and sometimes it seems like a far-fetched dream to own my own home this early in life. As I save up money, it seems like with the cost of living, money is in my bank account one day and gone the next, paying for rent where I currently live, groceries, gas, and other life essentials. I love living out of my home and with friends and having a social life, but it definitely comes at a cost.