I am currently in school, and I want to be able to provide my family with a place to call our own. I want a place where we can mark the doorframe as my kids grow taller, but as I have looked at hundreds of homes, I could not find one home that would not require us to overextend ourselves in order to live there. I believe that home ownership is a part of the American Dream. That dream feels far away because of home prices and interest rates.