Justin Earl

Justin Earl brings nearly two decades of experience navigating the full real estate development lifecycle, with a focus on aligning land use, regulation, capital, and design to deliver projects that serve both communities and long-term viability. His work has spanned thousands of residential units across a range of housing types, giving him a deep, practical understanding of how development decisions impact affordability outcomes on the ground.

Justin’s commitment to HomeOwnership4U is grounded in first hand exposure to where the housing system consistently breaks down. He has seen how land costs, entitlement friction, regulatory complexity, and capital structures—often unintentionally—limit the scalability of affordable ownership models. He believes that disciplined, mission-driven nonprofit development can correct these inefficiencies by redesigning the development process itself, not just subsidizing the result.

With formal training and a masters degree in real estate development, finance, and planning, Justin brings a systems-oriented mindset to the board. His background includes work with zoning frameworks, public-private coordination, and financial modeling—tools he sees as essential to creating repeatable, city-aligned housing solutions.

Justin is a husband and father of five. His motivation is personal as well as professional: ensuring that future generations have access to stable, attainable paths to homeownership and community belonging.

Guiding belief: “Well-designed systems can create opportunity at scale.”